RNI : DELHI UPENG 2006/ 17831
ISSN (Print) : 0973-4503
ISSN (Online) : 2454-1702
ICDS: 0.954 (MIAR)
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Privacy Policy
Journal of Commerce and Trade (JCT) publishes the highest quality research works and delivers this research to the widest possible audience. We achieve this by a positive working attitude with the help of society, authors, individual and institutional subscribers and readers in order to provide them with hi-quality publishing platform that supports their research needs.

Updated on: 23 June 2016

Society for Advanced Management Studies

This privacy policy is specific to this website ("Website") and overrides any other privacy policies appearing elsewhere on Journal of Commerce and Trade website.
Journal of Commerce and Trade ("JCT", "we", "us" or "our") is committed to protecting your privacy online. This privacy policy explains how we will do this. We will review this privacy policy in the light of comments we receive so please check the latest version. If you have any questions about this privacy policy, please contact by emailing us at editorjct@gmail.com.
By using the Website, you are accepting the practices described in this statement.

What kind of information do we collect and how do we use it?

When you visit the Website, JCT may collect information and statistics that contain your identifying information. The information collected may include information relating to your behaviour and navigation on the Website so that we can better understand, and in turn, provide better information, products and services to you and other users.

If you subscribe to or ask for further information about the Website, we ask for your name, email address, postal address, and other relevant personal information. Personal information submitted in this way is added to our access control database, hosted by a third party hosting company, and to our customer/subscriber databases. This information will be updated if you inform us of any changes.

If you are a subscriber (which may be you as an individual or an institution to which you are affiliated), your personal information will be used to enable us to verify that you are a customer/subscriber and to deliver any restricted content on the Website to you.

We may use information about you (individual or institution) to send you information about us, our affiliates, our services, and our affiliates' current and previous issues that we think may be of interest to you electronically or otherwise.

We request personal information (such as your name, email address and other contact details) from you when you contact us with subscription management queries, technical problems, to comment on the Website, or when you ask for any other information. Personal information and any other details or manuscript submitted by you via the land post or email will be kept only for record purposes and to contact you whenever we make new changes to our website or we want to deliver new information to you.
If you have asked for information or subscribed and do not wish us to store information about you, please contact us and we will remove your details from our customer/subscriber databases. We need to store information about current customer/subscribers in order to fulfil our contractual requirements to you and grant you access to restricted content on the Website.

You may notify us either in writing or by telephone, or email that you object to being contacted or being contacted in a particular stated way. If you use more than one email address to communicate with us, please notify us of each email account you use.

When do we share information?

We do not sell your personal information to third parties.

We share your information within JCT. We also share your information with our affiliates, licensors and suppliers, which assist us in making the Website available to you (e.g. our hosting supplier).

If we believe that your use of the Website is unlawful or damaging to others, we reserve the right to disclose the information we have obtained through the Website about you to third parties to the extent that it is reasonably necessary in our opinion to prevent, remedy or take action in relation to such conduct.

We may also disclose or share your personal data in order to comply with any legal obligation; in order to enforce or apply any agreements or licenses with you; or to protect the rights, property, or safety of JCT, our employees, affiliates, licensors, suppliers, and/or our customers/subscribers. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

We may share your name, affiliate and your research paper and the contents within it for citation purposes, archiving purposes and indexing purposes only. This disseminates your writings world over and do not violate any copyright and Intellectual Property Rights

Use of cookies

JCT uses "cookies" and other technologies on the Website. By using the Website, you are agreeing to be bound by the terms of the Cookie Policy of the website and the server.


Some of your personal information is stored at a data centre managed by our third party hosting supplier. The data centre managed by our third party hosting supplier is specifically designed to be physically secure and to admit authorised personnel only, who are contractually bound to keep all of our data confidential.
Access to our customer databases is only given on a 'need to know basis'.

Updating Your Details

If any of the information that you have provided to JCT changes e.g. if you change your e-mail address, please let us know the correct details by filling up the Change of Address Form and sending it through a genuine land post.

Changes to our Privacy Policy

We reserve the right to make changes to this privacy policy. Any changes we may make to this privacy policy will be posted on this page and, where appropriate, notified to you by e-mail.

Payments You agree that this privacy policy shall be exclusively governed in accordance with the laws of and the courts in India. All the financial and other disputes are subject to the jurisdiction of the city of the main office of the JCT i.e., Meerut, UP, India.


Journal of Commerce and Trade is published solely by Society for Advanced Management Studies (SAMS). SAMS is established in 2004 and is a non-politico and not for profit organization. SAMS is formed under the laws and rules of Societies Act of Government of India. It pays Income Tax as per India Income Tax Rules and Regulations for Societies. SAMS bears PAN No. AAGTS9013F.
SAMS reserves the right to receive any payments for Journal of Commerce and Trade and to pay any expenses incurred upon the publication, distribution and handling of JCT.
SAMS and JCT do not receive any DONATION in any form from anyone in India or from Outside India. We charge through subscription (full or in part) or sale of JCT worldwide.
It is your comfort to pay any payments to JCT via Online Payment Gateway on our website or via direct deposit to our Bank Account or via DD or Cash at our main office.
Payment or subscription details are available on our website and may be termed upon through email or phone.

Refund or Cancellation Policy

We, at JCT, do not facilitate any cancellation and refunds.
The subscription amount once paid is not refundable in any case.
If you send your manuscript for publication and JCT once assigned it for Review, any payment in reference to such publication will not be refunded in any case.
Only in case of unprocessed orders, the refund may be executed on request via mutual understanding.

Pricing / Subscription Structure

Pricing or Subscription Structure can be updated at any time without prior notice. The pricing or subscription structure will be accepted which will be on website.
For orders for old issues in print form, pre set prices are rare. It largely depends upon the terms dictated by the demand and supply balance. The delivery of such orders will be executed only after the full payment in advance.
Online issues are available on the website in Full Text Form Free of Cost.

Legal Notices

Updated on: 27 July, 2015 This legal notice is specific to this website ("Website") and overrides any other legal notices appearing elsewhere on Journal of Commerce and Trade websites. By using the Website, you are agreeing to the practices set out in this statement. You may access certain parts of the Website without registering or providing JCT with your details. As the information on the Website may be incomplete, out of date or inaccurate and may contain technical inaccuracies or typographical errors, Journal of Commerce and Trade ("JCT", "we", "us" or "our") reserve the right to update the Website at our sole discretion. Thus, such information may be changed or updated without notice. We reserve the right to make changes to this legal notice. Any changes we may make to this legal notice will be posted on this page and, where appropriate, we will also notify you by e-mail. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages of the Website.

Usernames and Passwords

Where you have registered on the Website and have been provided with a username and password or other login details, you agree not to make available your username and/or password or other login details to anyone. If there has been a disclosure of your username and/or password, you agree to notify us promptly of such disclosure so that JCT can take appropriate security measures and to provide you with a new username and password.


If you sign up to receive newsletters or subscribe to our web feed you may only use the material sent to you for non-commercial use. You may not:
1. remove or alter the copyright notices or other means of identification or disclaimers as they appear in the material sent to you;
2. systematically make printed or electronic copies of multiple extracts of the material for any purpose except as permitted by law or as authorised by JCT;
3. display or distribute any part of the material on any electronic network, including without limitation the Internet and the World Wide Web;
4. permit anyone to access or use the material; and/or
5. use all or any part of the material for any commercial use.

The print copies to subscribers (individuals or institutions) are delivered through a certified courier or India Government Speed Post. In case, you miss the issue due to any reasons. You can inform us about such missing issues immediately. We will revert back with another same copy Free of Cost.


Journal of Commerce and Trade makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on the Website for any purpose. All such information is provided "as is" and with a specific disclaimer of any warranties of merchantability, fitness for purpose, title and/or non-infringement. Journal of Commerce and Trade makes no warranties or representations of any kind that the services provided by this Website will be uninterrupted, error-free or that the Website or the server that hosts the Website are free from viruses or other forms of harmful computer code.

You are solely responsible for your choice in selecting this Website product.

In no event shall Journal of Commerce and Trade, its employees or third party service providers be liable for any direct, indirect or consequential damages, loss of opportunity, loss of data, loss of goodwill, loss of anticipated savings or loss of profits resulting from the use of the Website even if JCT has been advised of such loss.

Without prejudice to the foregoing paragraph, JCT's liability arising out of or in connection with your use of the Website and/or this legal notice whether in contract, tort, misrepresentation, under statute or otherwise will not exceed the price you paid for your subscription to access this Website. Neither party's liability for personal injury or death caused by negligence or for fraud is excluded or limited.

The exclusion and limitation set out in this legal notice only applies to the extent permitted by law and is without prejudice to any express provisions to the contrary in any written license or subscription agreement which you have with Journal of Commerce and Trade in respect of the use of any online service provided via the Website.


Links to other websites are provided by JCT in good faith and for information only. JCT disclaims any responsibility for the materials contained in any website linked to the Website. In addition, a link to a non-JCT website does not mean that JCT endorses or accepts any responsibility for the content, or the use, of such website or the products and/or services offered on such website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojans and other items of a destructive nature.

Service Access

While we endeavour to ensure that the Website is normally available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time or for any period. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.

You are prohibited from posting or transmitting to or from the Website any material:
• that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience;
• for which you have not obtained all necessary licenses and/or approvals;
• which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or
• which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).
You may not misuse the Website (including, without limitation, by hacking).

Global Nature of Websites

You recognize the global nature of the Website and thus, agree to comply with all applicable local laws in your jurisdiction when using the Website.

Information we publish on the Website may contain references or cross-references to our services and/or products offered that are not announced or available in your country. Such references do not imply that we intend to announce such services and/or products in your country.

Global Nature of Websites

You agree that this legal notice shall be exclusively governed in accordance with the laws of and the courts in India and at the jurisdiction of Meerut. Notwithstanding the foregoing, nothing in this legal notice will preclude JCT from applying to any court to bring an action for the infringement of its intellectual property rights.


If you have any concerns about material which appears on the Website, please contact editorjct@gmail.com.

Thank you for visiting the Website.

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