Privacy Policy

Updated on: 10 Oct 2017

Journal of Commerce and Trade (JCT) publishes the highest quality research works and delivers this research to the widest possible audience in the strongest format. We achieve this by a positive working attitude with the help of society, authors, individual and institutional subscribers and readers. The basic principle of JCT is to provide hi-quality publishing platform that supports not-for-profit policy. This privacy policy is specific to this website ("Website") and overrides any other privacy policies appearing elsewhere on Journal of Commerce and Trade website. Journal of Commerce and Trade ("JCT", "we", "us" or "our") is committed to protect your privacy online. This privacy policy explains how we will do this. We will review this privacy policy in the light of comments we receive so please check the latest version. If you have any questions about this privacy policy, please contact by emailing us at By using the Website, you are accepting the practices described in this statement.

Changes to our Privacy Policy

JCT reserve the right to make changes to this privacy policy. Any changes we may make to this privacy policy will be posted on this page and, where appropriate, notified to you by e-mail.

The Information we Collect and Use

When you visit the Website, We request every visitor, inquisitor, subscriber or author to register on our website so that better search, better understanding and better monitoring can be facilitated. JCT may collect information and statistics that contain your identifying information. The information collected may include information relating to your behaviour and navigation on the Website. All the information whether personal, institutional or other are under strict safe custody so that only you and we can communicate and understand better.

If you ask for further information about the Website, we may ask for your name, email address, postal address, and other relevant personal information. Personal information submitted in this way is added to our access control database, hosted by a third party hosting company. You can update this information at any time on our website. If you are a subscriber (an individual or an institution), your personal information will be used to enable us to verify that you are a subscriber and to deliver any restricted content on the Website to you. The download of archive papers may ask login on our website.

We may request personal information (such as your name, email address and other contact details) from you when you contact us with subscription management queries, technical problems, to comment on the Website, or when you ask for any other information. We may use information about you (individual or institution) to send you information about us, our affiliates, our services, and our affiliates' current and previous issues that we think may be of interest to you electronically or otherwise.

If you are an author or corresponding author and you wish to submit a research paper to JCT. You have to submit various personal details about you and your fellow authors. You have to submit all required details on the website about the manuscript. Personal information and any other details or manuscript submitted by you will be kept only for record purposes and to contact you whenever we make new changes to our website or we want to deliver new information to you or at the time of sending you the JCT issues.

If you have asked for information or subscribed and do not wish us to store information about you, please contact us and we will remove your details from our databases. In this case, you will not be allowed to receive any communication and to access any restricted content on our website.

You may notify us either by email or through feedback that you object to being contacted or being contacted in a particular stated way. If you use more than one email address to communicate with us, please notify us of each email account you use. .

When do we share information?

We do not sell your personal information to third parties.

We do not sell anything to anyone available on our website.

We share your information within JCT. We also share your information with our affiliates, licensors and suppliers, which assist us in making the Website available to you (e.g. our hosting supplier). We may share your name, affiliate and your research paper and the contents within it or metadata for citation purposes, archiving purposes and indexing purposes only to various repositories. This disseminates your writings world over and do not violate any copyright and Intellectual Property Rights.

We may also disclose or share your personal data in order to comply with any legal obligation; in order to enforce or apply any agreements or licenses with you; or to protect the rights, property, or safety of JCT, our employees, affiliates, licensors, suppliers, and/or our authors/subscribers. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

If we believe that your use of the Website is unlawful or damaging to others, we reserve the right to disclose the information we have obtained through the Website about you to third parties to the extent that it is reasonably necessary in our opinion to prevent, remedy or take action in relation to such conduct.

Use of cookies

JCT uses "cookies" and other technologies on the Website. By using the Website, you are agreeing to be bound by the terms of the Cookie Policy of the website and the server.

QR Codes

JCT uses QR Codes to access papers on our website or to create an interface between the print copy and the content on our website.


Some of your personal information is stored at a data centre managed by our third party hosting supplier. The data centre managed by our third party hosting supplier is specifically designed to be physically secure and to admit authorised personnel only, who are contractually bound to keep all of our data confidential.

Register as New User (Username and Password)
Where you have registered on the Website and have been provided with a username and password or other login details, you agree not to make available your username and/or password or other login details to anyone. If there has been a disclosure of your username and/or password, you agree to notify us promptly of such disclosure so that JCT can take appropriate security measures and to provide you with a new username and password.

Updating Your Details

If any of the information that you have provided to JCT changes e.g. if you change your e-mail address, please let us know the correct details by updating your login profile.


The entire contents of the Journal of Commerce and Trade are protected under Indian and International copyrights. The journal, however, grants to all users a free, irrevocable, worldwide, perpetual right of access to and a license to copy, use distribute, perform and display the work publicly and to make and distribute derivative works in any digital medium for any reasonable non-commercial purpose, subject to proper attribution of authorship and ownership of all rights. The journal has CC-By license to facilitate authors and readers. Visit and Condition for detailed Copyright and Originality Statement.


Journal of Commerce and Trade is published solely on behalf of Society for Advanced Management Studies (SAMS). SAMS is established in 2004 and is a non-politico and not-for-profit organization. SAMS is formed under the laws and rules of Societies Act of Government of India. It pays Income Tax as per India Income Tax Rules and Regulations for Societies. SAMS bears PAN No. AAGTS9013F. SAMS reserves the right to receive any payments for Journal of Commerce and Trade and to pay any expenses incurred upon the publication, distribution and handling of JCT. SAMS and JCT do not receive any DONATION in any form from anyone in India or from Outside India. We charge through subscription (full or in part) of JCT worldwide. Subscription details are available on our website. We receive payments for Publication & Handling Fee and Subscription only through online payments which have been made available by our Online Payment Gateway Partner ‘CC Avenue’. CC Avenue is Government Certified Online Payment Provider. All payments are highly safe.

Refund or Cancellation Policy

we, at JCT, do not facilitate any cancellation and refunds. The subscription amount once paid is not refundable in any case. In case of submission of manuscript for publication, the refund may be executed only for unpublished papers on request via mutual understanding.

Subscription Information

If you sign up to receive newsletters or subscribe to our web feed you may only use the material sent to you for non-commercial use. You may not:
1. remove or alter the copyright notices or other means of identification or disclaimers as they appear in the material sent to you;
2. systematically make printed or electronic copies of multiple extracts of the material for any purpose except as permitted by law or as authorised by JCT;
3. display or distribute any part of the material on any electronic network, including without limitation the Internet and the World Wide Web; 4. permit anyone to access or use the material; and/or
5. use all or any part of the material for any commercial use.
Copies of journal are provided on subscription bases in India and abroad. Anyone can apply for subscription. For subscription details, please visit All the copies whether to subscribers or to authors are sent by a courier or Registered Government post. The print copies to subscribers (individuals or institutions) or to authors are delivered through certified courier or India Government Speed Post. In case, you miss the issue due to any reasons, you can inform us about such missing issues immediately. We will revert back with another same copy Free of ‘Cost and Delivery Charges’. Every person whether be author or inquisitor on the JCT website needs to sign up or register their selves in order to record and maintain the details of every visitor owing to security issues.

Subscription Structure

Subscription Structure can be updated at any time without prior notice. The subscription structure will be accepted which will be on website. Online issues are available on the website in Full Text Form Free of Cost.


Journal of Commerce and Trade (JCT) makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on the Website for any purpose. All such information is provided "as is" and with a specific disclaimer of any warranties of merchantability, fitness for purpose, title and/or non-infringement. Journal of Commerce and Trade makes no warranties or representations of any kind that the services provided by this Website will be uninterrupted, error-free or that the Website or the server that hosts the Website are free from viruses or other forms of harmful computer code.
The Journal, nor its publishers, nor any other party involved in the preparation of material contained in the Journal does not represent or warrant that the information contained herein is in every respect accurate or complete, and they are not responsible for any errors or omissions or for the results obtained from the use of such material. Readers are encouraged to confirm the information contained herein with other sources.
The information and opinions presented in the journal reflects the views of the authors and not of the journal or its editorial Board or the Publisher. Publication does not constitute endorsement by the journal. Neither the Journal of commerce and Trade nor the Society for Advance Management Studies nor the Global Foundation for Research and Academic Development nor the publisher nor any one else involved in creating, producing or delivering the Journal of Commerce and Trade or the materials contained therein assumes any liability or responsibility for the accuracy, completeness, or usefulness of any information provided in the Journal of Commerce and Trade, nor shall they liable for any direct, indirect, incidental, special, consequential or punitive damages arising out of the use of the Journal of Commerce and Trade. In no event shall Journal of Commerce and Trade, its employees or third party service providers be liable for any direct, indirect or consequential damages, loss of opportunity, loss of data, loss of goodwill, loss of anticipated savings or loss of profits resulting from the use of the Website even if JCT has been advised of such loss.
Without prejudice to the foregoing paragraph, JCT's liability arising out of or in connection with your use of the Website and/or this disclaimer whether in contract, tort, misrepresentation, under statute or otherwise will not exceed the price you paid for your subscription to access this Website. Neither party's liability for personal injury or death caused by negligence or for fraud is excluded or limited.
The exclusion and limitation set out in this legal notice only applies to the extent permitted by law and is without prejudice to any express provisions to the contrary in any written license or subscription agreement which you have with Journal of Commerce and Trade in respect of the use of any online service provided via the Website.


Links to other websites are provided by JCT in good faith and for information only. JCT disclaims any responsibility for the materials contained in any website linked to the Website. In addition, a link to a non-JCT website does not mean that JCT endorses or accepts any responsibility for the content, or the use, of such website or the products and/or services offered on such website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojans and other items of a destructive nature.

Service Access

While we endeavour to ensure that the Website is normally available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time or for any period. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.

You are prohibited from posting or transmitting to or from the Website any material:
• that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience;
• for which you have not obtained all necessary licenses and/or approvals;
• which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or
• which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data)
• You may not misuse the Website in any form.
• That is against the Open Access, Publication Ethics and the ‘Vision and Mission’ of JCT

Global Nature of Websites

You recognize the global nature of the Website and thus, agree to comply with all applicable local laws in your jurisdiction when using the Website.

Information we publish on the Website may contain references or cross-references to our services and/or products offered that are not announced or available in your country. Such references do not imply that we intend to announce such services and/or products in your country.

YYou agree that this legal notice shall be exclusively governed in accordance with the laws of and the courts in India and at the jurisdiction of Meerut. Notwithstanding the foregoing, nothing in this legal notice will preclude JCT from applying to any court to bring an action for the infringement of its intellectual property rights.

All the financial and other disputes are subject to the jurisdiction of the city of the main office of the JCT i.e., Meerut, UP, India.


If you have any concerns about material which appears on the Website, please contact

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