BHATT, N. Financing of SMEs and Credit Risk: The Inevitable 5Cs. Journal of Commerce and Trade , "Meerut, India", v. 7, n. 1, p. 13–17, 2012. DOI: 10.26703/jct.v7i1.309. Disponível em: https://jctindia.org/index.php/jct/article/view/a12-nb. Acesso em: 16 jul. 2024.