SINGH, D. P. Retail Banking Crossroads (Product Variants to Customers’ Variants). Journal of Commerce and Trade , "Meerut, India", v. 4, n. 2, p. 59–62, 2009. DOI: 10.26703/jct.v4i2.426. Disponível em: https://jctindia.org/index.php/jct/article/view/o09-dps. Acesso em: 2 jul. 2024.