KUMARI, A.; SAXENA, K. Digitization and Digital Governance in India: With Special Refernce to Electronic Payment in Financial Sector. Journal of Commerce and Trade , "Meerut, India", v. 14, n. 1, p. 49–58, 2019. DOI: 10.26703/jct.v14i1.97. Disponível em: https://jctindia.org/index.php/jct/article/view/a19-akks. Acesso em: 16 jul. 2024.