Indian Banking : Moving Towards Information Technology
The Problems and the Solutions
Keywords:
Information Technology, Indian Banking Sector, Banking Sector, Banking ReformsAbstract
The process of economic liberalization in India initiated in 1991, has significant impact on banking industry of the country. Information Technology (IT) revolution has not only changed the way banking business is done but also widened the range of products/services offered by the banks. The present paper highlights the extent of computerization, core banking solutions, e-delivery channels in different banks and bank groups. The paper analyses the impact of computerization and e-delivery channels on the comparative performance of different bank groups. The performance of these bank groups is very high which are fully computerized and providing services through e-delivery channels. Ultimately, the paper finds some areas of bank problems in e-age and their solutions and suggests some areas of comprehensive research.
Downloads
References
Arora, Kalpana (2003), ‘Indian Banking: Managing Transformation Through IT’, IBA Bulletin, Vol. XXV, No. 3, (March), pp. 134-138.
Avasthi, G.P.M. (2000-01), ‘Information Technology in Banking: Challenges for Regulators’, Prajnan, Vol. XXIX, No. 4, pp. 3 -17
Bajaj, K.K. (2000), ‘E-Commerce Issues in the Emerging Hi -Tech. Banking Environment’, The Journal of The Indian Institute of Bankers, (Jan- March)
Bakshi, S. (2003), ‘Corporate Governance in Transformation Times’, IBA Bulletin, Vol. XXV, No. 3, (March)
Banerjee, S. (2005), ‘Technology Upgradation-Impact on Service Quality’, Chartered Financial Analyst, (October), pp.77-78.
Bhasin, T.M. (2001), ‘E-Commerce in Indian Banking’, IBA Bulletin, Vol. XXIII, Nos. 4 & 5, (April – May)
Ganesh, S. (2001), ‘Frauds In A Computerized Environment’, IBA Bulletin, Vol. XXIII, No. 12, (December), pp. 19-25
Garg, I.K. (2003), ‘Indian Banking in Transition: Some Management Challenges’, IBA Bulletin, Vol. XXV, No. 3, (March), pp.121-123
Gupta, R P. (2001), ‘Banking In The New Millennium: Strategic Management Issues’, IBA Bulletin, Vol. XXIII, No. 3 (March), pp.38-45
Jalan, B. (2003), ‘Strengthening Indian Banking and Finance: Progress and Prospectus’, IBA Bulletin, Vol. XXV, No. 3, (March)
Kulkarni, R. V. (2000), ‘Changing Face of Banking From Brick and Mortar Banking to E- Banking’, IBA Bulletin, (January)
Mohan, R. (2003), ‘Transforming Indian Banking: In Search of a Better Tomorrow’, IBA Bulletin, Vol. XXV, No. 3, (March)
Nair, S.N. (2000), ‘E-Commerce and The Emergence of E-Banking’, IBA Bulletin, Vol. XXII, No. 10, (October)
Rangarajan, C. (2000) ‘Banking in the Hi-Tech Environment’, The Journal of the Indian Institute of Bankers, (January-March), pp. 3-7
Report on Trend & Progress of Banking in India, 2005-06
Shapiro, C (2000), ‘Will E- Commerce Erode Liberty’, Harvard Business Review, (May- June)
Shastri, R.V (2001), ‘Technology for Banks in India- Challenges’, IBA Bulletin, Vol. XXIII, No. 3, (March), pp. 23-45
Trivedi, A. K. (2003), ‘Indian Banking: Managing Transformation’, IBA Bulletin, Vol. XXV, No. 3, (March)
Uppal, R K & Rimpi Kaur (2005), ‘Transformation in Indian Banks - Challenges and Opportunities’, The Journal of Commerce & Trade, Vol. 1, No. 1 (October)
Additional Files
Published
How to Cite
Issue
Section
License
Copyright (c) 2007 Journal of Commerce and Trade
This work is licensed under a Creative Commons Attribution 4.0 International License.
